WABC Q4 2025 Earnings — Westamerica Bancorporation Revenue & Financial Results | Market Cap Arena

WABCWestamerica Bancorporation

$1B

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$67M-8.5% YoY

Gross Profit

$63M94.8% margin

Operating Income

$38M56.7% margin

Net Income

$28M41.6% margin

EPS (Diluted)

$1.12

QoQ Revenue Growth

-1.0%

Cash Flow

Operating Cash Flow

$27M

Free Cash Flow

$25M

Stock-Based Comp.

$300,000

Balance Sheet

Total Assets

$6.0B

Total Liabilities

$5.0B

Stockholders' Equity

$934M

Cash & Equivalents

$568M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$67M	$73M	-8.5%
Gross Profit	$63M	$70M	-9.0%
Operating Income	$38M	$44M	-13.4%
Net Income	$28M	$32M	-12.3%

Revenue Segments

Deposit Account

$3M35%

Credit Card, Merchant Discount

$3M29%

Debit Card

$1M16%

Fiduciary and Trust

$923,00010%

ATM Processing Fees

$484,0005%

Financial Service, Other

$426,0005%