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WABC Q4 2025 Earnings — Westamerica Bancorporation Revenue & Financial Results | Market Cap Arena
WABC
Westamerica Bancorporation
$1B
Q4 2025 Earnings
Financial Services
Banks - Regional
Income Statement
Revenue
$67M
-8.5% YoY
Gross Profit
$63M
94.8% margin
Operating Income
$38M
56.7% margin
Net Income
$28M
41.6% margin
EPS (Diluted)
$1.12
QoQ Revenue Growth
-1.0%
Cash Flow
Operating Cash Flow
$27M
Free Cash Flow
$25M
Stock-Based Comp.
$300,000
Balance Sheet
Total Assets
$6.0B
Total Liabilities
$5.0B
Stockholders' Equity
$934M
Cash & Equivalents
$568M
Year-over-Year Comparison
Metric
Current
Year Ago
Change
Revenue
$67M
$73M
-8.5%
Gross Profit
$63M
$70M
-9.0%
Operating Income
$38M
$44M
-13.4%
Net Income
$28M
$32M
-12.3%
Revenue Segments
Deposit Account
$3M
35%
Credit Card, Merchant Discount
$3M
29%
Debit Card
$1M
16%
Fiduciary and Trust
$923,000
10%
ATM Processing Fees
$484,000
5%
Financial Service, Other
$426,000
5%
← FY 2025
All Quarters