WABC Q2 2025 Earnings — Westamerica Bancorporation Revenue & Financial Results | Market Cap Arena

WABCWestamerica Bancorporation

$1B

Q2 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$68M-14.8% YoY

Gross Profit

$65M95.3% margin

Operating Income

$39M57.6% margin

Net Income

$29M42.9% margin

EPS (Diluted)

$1.12

QoQ Revenue Growth

-2.9%

Cash Flow

Operating Cash Flow

$24M

Free Cash Flow

$23M

Stock-Based Comp.

$300,000

Balance Sheet

Total Assets

$5.8B

Total Liabilities

$4.9B

Stockholders' Equity

$922M

Cash & Equivalents

$626M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$68M	$80M	-14.8%
Gross Profit	$65M	$74M	-13.0%
Operating Income	$39M	$48M	-18.8%
Net Income	$29M	$35M	-18.0%

Revenue Segments

Deposit Account

$3M35%

Credit Card, Merchant Discount

$3M28%

Debit Card

$2M17%

Fiduciary and Trust

$867,0009%

ATM Processing Fees

$482,0005%

Financial Service, Other

$450,0005%