WABC Q1 2025 Earnings — Westamerica Bancorporation Revenue & Financial Results | Market Cap Arena

WABCWestamerica Bancorporation

$1B

Q1 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$70M-11.5% YoY

Gross Profit

$67M95.9% margin

Operating Income

$42M59.9% margin

Net Income

$31M44.5% margin

EPS (Diluted)

$1.17

QoQ Revenue Growth

-4.4%

Cash Flow

Operating Cash Flow

$42M

Free Cash Flow

$42M

Stock-Based Comp.

$300,000

Balance Sheet

Total Assets

$6.0B

Total Liabilities

$5.0B

Stockholders' Equity

$923M

Cash & Equivalents

$727M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$70M	$79M	-11.5%
Gross Profit	$67M	$76M	-11.4%
Operating Income	$42M	$49M	-15.4%
Net Income	$31M	$36M	-14.8%

Revenue Segments

Deposit Account

$3M36%

Credit Card, Merchant Discount

$3M29%

Debit Card

$2M17%

Fiduciary and Trust

$899,0009%

ATM Processing Fees

$463,0005%

Financial Service, Other

$429,0005%