TCBK Q3 2020 Earnings — TriCo Bancshares Revenue & Financial Results | Market Cap Arena

TCBKTriCo Bancshares

$2B

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$79M-3.0% YoY

Gross Profit

$70M87.8% margin

Operating Income

$24M30.6% margin

Net Income

$18M22.2% margin

EPS (Diluted)

$0.59

QoQ Revenue Growth

+2.1%

Cash Flow

Operating Cash Flow

$15M

Free Cash Flow

$14M

Stock-Based Comp.

$545,000

Balance Sheet

Total Assets

$7.4B

Total Liabilities

$6.5B

Stockholders' Equity

$902M

Cash & Equivalents

$653M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$79M	$82M	-3.0%
Gross Profit	$70M	$78M	-10.5%
Operating Income	$24M	$33M	-26.1%
Net Income	$18M	$23M	-24.7%

Revenue Segments

Credit and Debit Card

$5M63%

Deposit Account

$3M37%

Financial Service, Other

$734,0009%

Mortgage Banking

$459,0006%

Excess Mortgage Servicing Rights

-$1M-15%