TCBK (TriCo Bancshares) Stock Financials & Earnings | Market Cap Arena

TCBK (TriCo Bancshares) Stock Financials & Earnings | Market Cap Arena

TCBKTriCo Bancshares

Mkt Cap$2B

Financial Services·Banks - Regional·🇺🇸 United States·NASDAQ

Revenue (TTM)$533M

Net Income (TTM)$122M

EPS (TTM)$3.71

Free Cash Flow (TTM)$124M

Gross Margin75.9%

Op. Margin31.7%

Net Margin22.8%

FCF Margin23.3%

P/S Ratio (TTM)2.9x

P/E Ratio (TTM)12.7x

YoY Rev Growth+1.8%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$115M	$101M	$49M
Q2 23	$121M	$93M	$33M
Q3 23	$127M	$98M	$42M
Q4 23	$130M	$95M	$36M
Q1 24	$130M	$93M	$38M
Q2 24	$131M	$95M	$39M
Q3 24	$132M	$97M	$39M
Q4 24	$131M	$97M	$39M
Q1 25	$128M	$93M	$35M
Q2 25	$132M	$97M	$38M
Q3 25	$136M	$105M	$46M
Q4 25	$137M	$109M	$50M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	3.5x	11.0x
Q2 23	3.3x	11.5x
Q3 23	3.2x	12.1x
Q4 23	3.1x	13.2x
Q1 24	3.0x	14.1x
Q2 24	3.0x	13.6x
Q3 24	3.0x	13.8x
Q4 24	2.9x	13.5x
Q1 25	3.0x	13.6x
Q2 25	3.0x	13.8x
Q3 25	2.9x	13.2x
Q4 25	2.9x	12.7x

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	$39M	$38M
Q2 23	$17M	$15M
Q3 23	$46M	$46M
Q4 23	$37M	$36M
Q1 24	$25M	$24M
Q2 24	$32M	$31M
Q3 24	$29M	$27M
Q4 24	$24M	$23M
Q1 25	$25M	$23M
Q2 25	$29M	$28M
Q3 25	$45M	$43M
Q4 25	$34M	$30M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$1M
Q2 23	$2M
Q3 23	$647K
Q4 23	$1M
Q1 24	$1M
Q2 24	$982K
Q3 24	$1M
Q4 24	$1M
Q1 25	$2M
Q2 25	$1M
Q3 25	$2M
Q4 25	$4M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	+38.5%	+20.4%
Q2 23	+19.0%	+49.4%
Q3 23	+14.9%	+43.9%
Q4 23	+11.2%	+42.1%
Q1 24	+12.8%	+39.5%
Q2 24	+8.2%	+4.8%
Q3 24	+4.1%	+9.3%
Q4 24	+1.0%	-1.3%
Q1 25	-1.0%	+1.1%
Q2 25	+0.5%	+2.2%
Q3 25	+3.0%	-3.3%
Q4 25	+4.5%	-5.1%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$1M	0.9%
Q2 23	$930K	0.8%
Q3 23	$1M	0.9%
Q4 23	$1M	0.8%
Q1 24	$1M	0.9%
Q2 24	$1M	0.9%
Q3 24	$1M	0.9%
Q4 24	$1M	0.8%
Q1 25	$1M	0.9%
Q2 25	$1M	0.9%
Q3 25	$1M	0.9%
Q4 25	$0	0.0%

OpEx Breakdown

Quarter	G&A	S&M
Q1 23	$33M	$759K
Q2 23	$37M	$1M
Q3 23	$36M	$881K
Q4 23	$35M	$875K
Q1 24	$36M	$762K
Q2 24	$37M	$819K
Q3 24	$40M	$1M
Q4 24	$40M	$1M
Q1 25	$41M	$1M
Q2 25	$40M	$808K
Q3 25	$39M	$647K
Q4 25	$50M	$964K

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$110M	$2.4B	$2.5B
Q2 23	$119M	$2.3B	$2.4B
Q3 23	$111M	$2.2B	$2.3B
Q4 23	$99M	$2.2B	$2.3B
Q1 24	$83M	$2.1B	$2.2B
Q2 24	$207M	$1.9B	$2.1B
Q3 24	$320M	$2.0B	$2.3B
Q4 24	$145M	$8M	$153M
Q1 25	$308M	$1.9B	$2.2B
Q2 25	$314M	$8M	$322M
Q3 25	$299M	$117K	$299M
Q4 25	$157M	$1.7B	$1.9B

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	33M	-0.1%
Q2 23	33M	-0.4%
Q3 23	33M	+0.1%
Q4 23	33M	+0.1%
Q1 24	33M	+0.1%
Q2 24	33M	-0.4%
Q3 24	33M	-0.3%
Q4 24	33M	+0.1%
Q1 25	33M	-0.1%
Q2 25	33M	-0.6%
Q3 25	33M	-0.6%
Q4 25	33M	-0.3%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$151K	1K
FY 15	$200K	1K
FY 16	$201K	1K
FY 17	$222K	1K
FY 18	$232K	1K
FY 19	$271K	1K
FY 20	$297K	1K
FY 21	$306K	1K
FY 22	$341K	1K
FY 23	$408K	1K
FY 24	$447K	1K
FY 25	$7K	75K