TCBK Q2 2020 Earnings — TriCo Bancshares Revenue & Financial Results | Market Cap Arena

TCBKTriCo Bancshares

$2B

Q2 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$78M-3.5% YoY

Gross Profit

$53M68.1% margin

Operating Income

$9M11.0% margin

Net Income

$7M9.6% margin

EPS (Diluted)

$0.25

QoQ Revenue Growth

+0.8%

Cash Flow

Operating Cash Flow

$30M

Free Cash Flow

$30M

Stock-Based Comp.

$492,000

Balance Sheet

Total Assets

$7.4B

Total Liabilities

$6.5B

Stockholders' Equity

$886M

Cash & Equivalents

$706M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$78M	$80M	-3.5%
Gross Profit	$53M	$76M	-30.5%
Operating Income	$9M	$31M	-72.1%
Net Income	$7M	$23M	-67.8%

Revenue Segments

Credit and Debit Card

$5M56%

Deposit Account

$4M44%

Financial Service, Other

$758,0008%

Mortgage Banking

$469,0005%

Excess Mortgage Servicing Rights

-$1M-14%