SPFI Q4 2022 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$665M

Q4 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$58M+2.5% YoY

Gross Profit

$47M82.4% margin

Operating Income

$16M27.9% margin

Net Income

$13M21.9% margin

EPS (Diluted)

$0.71

QoQ Revenue Growth

-5.1%

Cash Flow

Operating Cash Flow

$5M

Free Cash Flow

$3M

Stock-Based Comp.

$887,000

Balance Sheet

Total Assets

$3.9B

Total Liabilities

$3.6B

Stockholders' Equity

$357M

Cash & Equivalents

$235M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$58M	$56M	+2.5%
Gross Profit	$47M	$53M	-10.6%
Operating Income	$16M	$18M	-12.1%
Net Income	$13M	$15M	-13.6%