SPFI Q3 2022 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$655M

Q3 2022 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$61M+3.0% YoY

Gross Profit

$55M91.4% margin

Operating Income

$19M32.0% margin

Net Income

$15M25.5% margin

EPS (Diluted)

$0.86

QoQ Revenue Growth

+4.1%

Cash Flow

Operating Cash Flow

$29M

Free Cash Flow

$28M

Stock-Based Comp.

$689,000

Balance Sheet

Total Assets

$4.0B

Total Liabilities

$3.7B

Stockholders' Equity

$342M

Cash & Equivalents

$330M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$61M	$59M	+3.0%
Gross Profit	$55M	$56M	-0.4%
Operating Income	$19M	$19M	+2.7%
Net Income	$15M	$15M	+1.8%