SPFI Q4 2020 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$655M

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$59M+16.8% YoY

Gross Profit

$55M93.6% margin

Operating Income

$20M33.7% margin

Net Income

$16M27.0% margin

EPS (Diluted)

$0.87

QoQ Revenue Growth

-9.2%

Cash Flow

Operating Cash Flow

-$28M

Free Cash Flow

-$28M

Stock-Based Comp.

$306,000

Balance Sheet

Total Assets

$3.6B

Total Liabilities

$3.2B

Stockholders' Equity

$370M

Cash & Equivalents

$300M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$59M	$51M	+16.8%
Gross Profit	$55M	$44M	+27.1%
Operating Income	$20M	$13M	+56.0%
Net Income	$16M	$10M	+57.5%