SPFI Q3 2020 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$655M

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$65M+38.7% YoY

Gross Profit

$56M85.7% margin

Operating Income

$21M32.1% margin

Net Income

$17M25.7% margin

EPS (Diluted)

$0.92

QoQ Revenue Growth

+12.4%

Cash Flow

Operating Cash Flow

$42M

Free Cash Flow

$42M

Stock-Based Comp.

$625,000

Balance Sheet

Total Assets

$3.5B

Total Liabilities

$3.2B

Stockholders' Equity

$353M

Cash & Equivalents

$290M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$65M	$47M	+38.7%
Gross Profit	$56M	$39M	+41.6%
Operating Income	$21M	$10M	+104.0%
Net Income	$17M	$8M	+102.6%