SPFI Q4 2019 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$655M

Q4 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$51M+11.6% YoY

Gross Profit

$44M86.1% margin

Operating Income

$13M25.2% margin

Net Income

$10M20.0% margin

EPS (Diluted)

$0.55

QoQ Revenue Growth

+7.8%

Cash Flow

Operating Cash Flow

$8M

Free Cash Flow

$7M

Stock-Based Comp.

$446,000

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.9B

Stockholders' Equity

$306M

Cash & Equivalents

$158M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$51M	$45M	+11.6%
Gross Profit	$44M	$37M	+17.2%
Operating Income	$13M	$7M	+72.6%
Net Income	$10M	$6M	+72.4%