SPFI Q3 2019 Earnings — South Plains Financial, Inc. Revenue & Financial Results | Market Cap Arena

SPFISouth Plains Financial, Inc.

$655M

Q3 2019 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$47M+8.2% YoY

Gross Profit

$39M84.0% margin

Operating Income

$10M21.8% margin

Net Income

$8M17.6% margin

EPS (Diluted)

$0.45

QoQ Revenue Growth

+3.3%

Cash Flow

Operating Cash Flow

$811,000

Free Cash Flow

-$50,000

Stock-Based Comp.

$265,000

Balance Sheet

Total Assets

$2.8B

Total Liabilities

$2.5B

Stockholders' Equity

$299M

Cash & Equivalents

$244M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$47M	$43M	+8.2%
Gross Profit	$39M	$34M	+15.9%
Operating Income	$10M	$6M	+70.0%
Net Income	$8M	$5M	+68.1%