SFNC Q3 2020 Earnings — Simmons First National Corporation Revenue & Financial Results | Market Cap Arena

SFNCSimmons First National Corporation

$3B

Q3 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$246M-11.0% YoY

Gross Profit

$197M80.1% margin

Operating Income

$84M33.9% margin

Net Income

$66M26.7% margin

EPS (Diluted)

$0.60

QoQ Revenue Growth

+4.8%

Cash Flow

Operating Cash Flow

-$11M

Free Cash Flow

-$13M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$21.4B

Total Liabilities

$18.5B

Stockholders' Equity

$2.9B

Cash & Equivalents

$2.5B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$246M	$277M	-11.0%
Gross Profit	$197M	$208M	-5.0%
Operating Income	$84M	$105M	-20.5%
Net Income	$66M	$82M	-19.5%

Revenue Segments

Mortgage Loans

$14M33%

Deposit Account

$10M25%

Credit and Debit Card

$9M21%

Fiduciary and Trust

$7M16%

Financial Service, Other

$2M4%

SBA Loans

$304,0001%