SFNC Q2 2020 Earnings — Simmons First National Corporation Revenue & Financial Results | Market Cap Arena

SFNCSimmons First National Corporation

$3B

Q2 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$235M+1.6% YoY

Gross Profit

$185M78.8% margin

Operating Income

$74M31.6% margin

Net Income

$59M25.0% margin

EPS (Diluted)

$0.54

QoQ Revenue Growth

-18.2%

Cash Flow

Operating Cash Flow

-$17M

Free Cash Flow

-$26M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$21.9B

Total Liabilities

$19.0B

Stockholders' Equity

$2.9B

Cash & Equivalents

$2.5B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$235M	$231M	+1.6%
Gross Profit	$185M	$179M	+3.7%
Operating Income	$74M	$72M	+4.0%
Net Income	$59M	$56M	+5.1%

Revenue Segments

Mortgage Loans

$12M33%

Deposit Account

$9M23%

Credit and Debit Card

$8M21%

Fiduciary and Trust

$7M19%

Financial Service, Other

$1M4%

SBA Loans

$245,0001%