SFNC Q4 2020 Earnings — Simmons First National Corporation Revenue & Financial Results | Market Cap Arena

SFNCSimmons First National Corporation

$3B

Q4 2020 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$218M-14.3% YoY

Gross Profit

$187M85.8% margin

Operating Income

$64M29.3% margin

Net Income

$53M24.3% margin

EPS (Diluted)

$0.49

QoQ Revenue Growth

-11.4%

Cash Flow

Operating Cash Flow

$126M

Free Cash Flow

$136M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$22.4B

Total Liabilities

$19.4B

Stockholders' Equity

$3.0B

Cash & Equivalents

$3.5B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$218M	$255M	-14.3%
Gross Profit	$187M	$203M	-8.0%
Operating Income	$64M	$66M	-2.7%
Net Income	$53M	$53M	+0.5%

Revenue Segments

Deposit Account

$11M34%

Credit and Debit Card

$9M28%

Fiduciary and Trust

$7M21%

Mortgage Loans

$3M10%

Financial Service, Other

$2M6%

SBA Loans

$484,0002%