PRAA Q4 2021 Earnings — PRA Group, Inc. Revenue & Financial Results | Market Cap Arena

PRAAPRA Group, Inc.

$713M

Q4 2021 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$257M-6.1% YoY

Gross Profit

$166M64.7% margin

Operating Income

$82M32.0% margin

Net Income

$34M13.3% margin

EPS (Diluted)

$0.79

QoQ Revenue Growth

-2.5%

Cash Flow

Operating Cash Flow

$47M

Free Cash Flow

$42M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$4.4B

Total Liabilities

$3.0B

Stockholders' Equity

$1.3B

Cash & Equivalents

$88M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$257M	$274M	-6.1%
Gross Profit	$166M	$176M	-5.4%
Operating Income	$82M	$89M	-7.6%
Net Income	$34M	$30M	+15.0%

Geographic Segments

UNITED STATES

$148M100%