PRAA (PRA Group, Inc.) Stock Financials & Earnings | Market Cap Arena

PRAA (PRA Group, Inc.) Stock Financials & Earnings | Market Cap Arena

PRAAPRA Group, Inc.

Mkt Cap$713M

Financial Services·Financial - Credit Services·🇺🇸 United States·NASDAQ

Revenue (TTM)$1.2B

Net Income (TTM)-$305M

EPS (TTM)-$7.80

Free Cash Flow (TTM)-$90M

Gross Margin99.2%

Op. Margin33.9%

Net Margin-24.6%

FCF Margin-7.3%

P/S Ratio (TTM)0.6x

P/E Ratio (TTM)—

YoY Rev Growth+10.4%

Employees—

Earnings Reports

Revenue & Profitability

Quarter	Revenue	Gross Profit	Op. Income
Q1 23	$160M	$55M	-$34M
Q2 23	$214M	$123M	$46M
Q3 23	$219M	$118M	$43M
Q4 23	$223M	$120M	$46M
Q1 24	$258M	$150M	$66M
Q2 24	$287M	$179M	$89M
Q3 24	$284M	$173M	$90M
Q4 24	$296M	$183M	$94M
Q1 25	$272M	$162M	$75M
Q2 25	$291M	$176M	$85M
Q3 25	$314M	$200M	-$316M
Q4 25	$363M	$691M	$577M

Revenue Breakdown

Valuation

Quarter	P/S	P/E
Q1 23	0.8x	38.4x
Q2 23	0.8x	—
Q3 23	0.9x	—
Q4 23	0.9x	—
Q1 24	0.8x	—
Q2 24	0.7x	180.6x
Q3 24	0.7x	16.4x
Q4 24	0.6x	10.1x
Q1 25	0.6x	10.1x
Q2 25	0.6x	7.8x
Q3 25	0.6x	—
Q4 25	0.6x	—

Operating Cash Flow

Quarter	Operating CF	Free CF
Q1 23	-$48M	-$48M
Q2 23	-$33M	-$34M
Q3 23	-$37M	-$39M
Q4 23	$21M	$20M
Q1 24	-$73M	-$73M
Q2 24	-$29M	-$31M
Q3 24	-$35M	-$36M
Q4 24	$43M	$42M
Q1 25	-$53M	-$53M
Q2 25	-$13M	-$14M
Q3 25	-$10M	-$11M
Q4 25	-$10M	-$11M

Capital Expenditures

CapEx

Quarter	CapEx
Q1 23	$405K
Q2 23	$686K
Q3 23	$1M
Q4 23	$581K
Q1 24	$495K
Q2 24	$1M
Q3 24	$1M
Q4 24	$1M
Q1 25	$900K
Q2 25	$1M
Q3 25	$1M
Q4 25	$1M

OpEx vs Revenue Growth (YoY)

Quarter	Revenue Growth	OpEx Growth
Q1 23	-33.9%	+14.2%
Q2 23	-17.3%	-3.8%
Q3 23	-10.9%	+0.6%
Q4 23	-0.0%	+8.4%
Q1 24	+61.5%	-1.0%
Q2 24	+34.0%	+17.2%
Q3 24	+29.6%	+10.2%
Q4 24	+32.6%	+13.6%
Q1 25	+5.6%	+3.2%
Q2 25	+1.4%	+4.2%
Q3 25	+10.8%	+225.2%
Q4 25	+22.8%	-205.7%

Stock-Based Compensation

Quarter	SBC ($)	% of Revenue
Q1 23	$4M	2.4%
Q2 23	$3M	1.3%
Q3 23	$2M	0.7%
Q4 23	$3M	1.3%
Q1 24	$3M	1.3%
Q2 24	$4M	1.2%
Q3 24	$3M	1.1%
Q4 24	$3M	1.1%
Q1 25	$4M	1.4%
Q2 25	$4M	1.5%
Q3 25	$4M	1.3%
Q4 25	$4M	1.0%

OpEx Breakdown

Quarter	G&A
Q1 23	$48M
Q2 23	$46M
Q3 23	$45M
Q4 23	$47M
Q1 24	$81M
Q2 24	$65M
Q3 24	$57M
Q4 24	$147M
Q1 25	$84M
Q2 25	$66M
Q3 25	$97M

Revenue by Geography

Quarter

War Chest

Quarter	Cash	Short-term Investments	Total
Q1 23	$116M	$65M	$181M
Q2 23	$111M	$63M	$174M
Q3 23	$105M	$63M	$168M
Q4 23	$113M	$59M	$172M
Q1 24	$108M	$47M	$155M
Q2 24	$119M	$48M	$167M
Q3 24	$141M	$51M	$192M
Q4 24	$106M	$56M	$162M
Q1 25	$129M	$61M	$189M
Q2 25	$132M	$65M	$196M
Q3 25	$107M	$0	$107M
Q4 25	$104M	$0	$104M

Shares Outstanding

Shares Outstanding

Quarter	Shares (Diluted)	QoQ Change
Q1 23	39M	-0.4%
Q2 23	39M	+0.4%
Q3 23	39M	+0.1%
Q4 23	39M	+0.0%
Q1 24	39M	+0.5%
Q2 24	40M	+0.2%
Q3 24	39M	-0.1%
Q4 24	40M	+0.5%
Q1 25	40M	+0.0%
Q2 25	40M	-0.4%
Q3 25	39M	-1.2%
Q4 25	39M	+0.2%

Revenue Per Employee

Revenue / Employee

Year	Revenue/Employee	Employees
FY 14	$226K	4K
FY 15	$248K	4K
FY 16	$207K	4K
FY 17	$159K	5K
FY 18	$163K	5K
FY 19	$226K	4K
FY 20	$279K	4K
FY 21	$318K	3K
FY 22	$295K	3K
FY 23	$258K	3K
FY 24	$361K	3K
FY 25	$474K	3K