PRAA Q3 2021 Earnings — PRA Group, Inc. Revenue & Financial Results | Market Cap Arena

PRAAPRA Group, Inc.

$664M

Q3 2021 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$264M-1.5% YoY

Gross Profit

$171M64.7% margin

Operating Income

$78M29.4% margin

Net Income

$34M13.1% margin

EPS (Diluted)

$0.76

QoQ Revenue Growth

-7.7%

Cash Flow

Operating Cash Flow

$17M

Free Cash Flow

$14M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$4.3B

Total Liabilities

$2.9B

Stockholders' Equity

$1.4B

Cash & Equivalents

$57M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$264M	$268M	-1.5%
Gross Profit	$171M	$171M	+0.1%
Operating Income	$78M	$89M	-12.5%
Net Income	$34M	$42M	-18.9%

Geographic Segments

UNITED STATES

$157M71%

Foreign Countries

$64M29%