PRAA Q3 2025 Earnings — PRA Group, Inc. Revenue & Financial Results | Market Cap Arena

PRAAPRA Group, Inc.

$713M

Q3 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$314M+10.8% YoY

Gross Profit

$200M63.6% margin

Operating Income

-$316M-100.4% margin

Net Income

-$408M-129.8% margin

EPS (Diluted)

$-10.43

QoQ Revenue Growth

+8.1%

Cash Flow

Operating Cash Flow

-$10M

Free Cash Flow

-$11M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$5.0B

Total Liabilities

$4.0B

Stockholders' Equity

$928M

Cash & Equivalents

$107M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$314M	$284M	+10.8%
Gross Profit	$200M	$173M	+15.1%
Operating Income	-$316M	$90M	-450.7%
Net Income	-$408M	$27M	-1601.4%