PRAA Q4 2025 Earnings — PRA Group, Inc. Revenue & Financial Results | Market Cap Arena

PRAAPRA Group, Inc.

$713M

Q4 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$363M+22.8% YoY

Gross Profit

$691M190.3% margin

Operating Income

$577M158.7% margin

Net Income

$57M15.6% margin

EPS (Diluted)

$1.46

QoQ Revenue Growth

+15.7%

Cash Flow

Operating Cash Flow

-$10M

Free Cash Flow

-$11M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$5.1B

Total Liabilities

$4.1B

Stockholders' Equity

$980M

Cash & Equivalents

$104M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$363M	$296M	+22.8%
Gross Profit	$691M	$183M	+278.2%
Operating Income	$577M	$94M	+512.5%
Net Income	$57M	$18M	+206.3%