PRAA Q2 2025 Earnings — PRA Group, Inc. Revenue & Financial Results | Market Cap Arena

PRAAPRA Group, Inc.

$713M

Q2 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$291M+1.4% YoY

Gross Profit

$176M60.7% margin

Operating Income

$85M29.3% margin

Net Income

$42M14.6% margin

EPS (Diluted)

$1.08

QoQ Revenue Growth

+6.9%

Cash Flow

Operating Cash Flow

-$13M

Free Cash Flow

-$14M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$5.4B

Total Liabilities

$4.0B

Stockholders' Equity

$1.3B

Cash & Equivalents

$132M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$291M	$287M	+1.4%
Gross Profit	$176M	$179M	-1.5%
Operating Income	$85M	$89M	-4.6%
Net Income	$42M	$22M	+96.9%