OPRT Q4 2025 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q4 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$148M-11.2% YoY

Gross Profit

$90M60.9% margin

Operating Income

$7M4.4% margin

Net Income

$3M2.3% margin

EPS (Diluted)

$0.07

QoQ Revenue Growth

-8.2%

Cash Flow

Operating Cash Flow

$109M

Free Cash Flow

$109M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$3.3B

Total Liabilities

$2.9B

Stockholders' Equity

$390M

Cash & Equivalents

$106M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$148M	$167M	-11.2%
Gross Profit	$90M	$93M	-3.2%
Operating Income	$7M	$4M	+67.9%
Net Income	$3M	$9M	-61.1%