OPRT FY 2025 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

FY 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$637M+19.5% YoY

Gross Profit

$406M63.7% margin

Operating Income

$44M6.9% margin

Net Income

$25M4.0% margin

EPS (Diluted)

$0.53

Cash Flow

Operating Cash Flow

$413M

Free Cash Flow

$413M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$3.3B

Total Liabilities

$2.9B

Stockholders' Equity

$390M

Cash & Equivalents

$106M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$637M	$533M	+19.5%
Gross Profit	$406M	$295M	+37.5%
Operating Income	$44M	-$115M	+138.3%
Net Income	$25M	-$79M	+132.0%