OPRT Q3 2025 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q3 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$162M+36.6% YoY

Gross Profit

$105M65.0% margin

Operating Income

$14M8.8% margin

Net Income

$5M3.2% margin

EPS (Diluted)

$0.11

QoQ Revenue Growth

-1.5%

Cash Flow

Operating Cash Flow

$99M

Free Cash Flow

$93M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.8B

Stockholders' Equity

$384M

Cash & Equivalents

$105M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$162M	$118M	+36.6%
Gross Profit	$105M	$63M	+67.8%
Operating Income	$14M	-$39M	+136.1%
Net Income	$5M	-$30M	+117.4%