OPRT Q4 2021 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q4 2021 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$172M+34.2% YoY

Gross Profit

$161M93.4% margin

Operating Income

$21M12.1% margin

Net Income

$14M8.2% margin

EPS (Diluted)

$0.46

QoQ Revenue Growth

+14.6%

Cash Flow

Operating Cash Flow

$60M

Free Cash Flow

$54M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$2.9B

Total Liabilities

$2.3B

Stockholders' Equity

$604M

Cash & Equivalents

$131M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$172M	$128M	+34.2%
Gross Profit	$161M	$115M	+40.1%
Operating Income	$21M	$15M	+42.5%
Net Income	$14M	$9M	+66.4%