OPRT Q3 2021 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

Q3 2021 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$150M+40.1% YoY

Gross Profit

$140M93.0% margin

Operating Income

$28M18.7% margin

Net Income

$23M15.3% margin

EPS (Diluted)

$0.75

QoQ Revenue Growth

+13.4%

Cash Flow

Operating Cash Flow

$50M

Free Cash Flow

$44M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$2.3B

Total Liabilities

$1.8B

Stockholders' Equity

$511M

Cash & Equivalents

$168M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$150M	$107M	+40.1%
Gross Profit	$140M	$94M	+48.9%
Operating Income	$28M	-$8M	+458.7%
Net Income	$23M	-$6M	+480.1%