OPRT FY 2021 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

FY 2021 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$578M+47.0% YoY

Gross Profit

$530M91.8% margin

Operating Income

$63M10.9% margin

Net Income

$47M8.2% margin

EPS (Diluted)

$1.56

Cash Flow

Operating Cash Flow

$163M

Free Cash Flow

$137M

Stock-Based Comp.

$19M

Balance Sheet

Total Assets

$2.9B

Total Liabilities

$2.3B

Stockholders' Equity

$604M

Cash & Equivalents

$131M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$578M	$393M	+47.0%
Gross Profit	$530M	$335M	+58.3%
Operating Income	$63M	-$58M	+208.1%
Net Income	$47M	-$45M	+205.2%