OPRT Q4 2019 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

Q4 2019 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$147M+14.7% YoY

Gross Profit

$132M89.7% margin

Operating Income

$31M21.2% margin

Net Income

$23M15.8% margin

EPS (Diluted)

$0.81

QoQ Revenue Growth

+13.2%

Cash Flow

Operating Cash Flow

$51M

Free Cash Flow

$42M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$2.2B

Total Liabilities

$1.7B

Stockholders' Equity

$489M

Cash & Equivalents

$72M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$147M	$128M	+14.7%
Gross Profit	$132M	$118M	+11.5%
Operating Income	$31M	$35M	-10.5%
Net Income	$23M	$25M	-8.3%