OPRT FY 2019 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

FY 2019 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$503M-3.4% YoY

Gross Profit

$447M88.9% margin

Operating Income

$84M16.8% margin

Net Income

$62M12.2% margin

EPS (Diluted)

$0.40

Cash Flow

Operating Cash Flow

$218M

Free Cash Flow

$192M

Stock-Based Comp.

$19M

Balance Sheet

Total Assets

$2.2B

Total Liabilities

$1.7B

Stockholders' Equity

$489M

Cash & Equivalents

$72M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$503M	$520M	-3.4%
Gross Profit	$447M	$457M	-2.3%
Operating Income	$84M	$170M	-50.4%
Net Income	$62M	$123M	-50.1%