OPRT Q3 2019 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

Q3 2019 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$130M+6.5% YoY

Gross Profit

$114M88.4% margin

Operating Income

$14M11.1% margin

Net Income

$10M7.7% margin

EPS (Diluted)

$0.36

QoQ Revenue Growth

+13.8%

Cash Flow

Operating Cash Flow

$69M

Free Cash Flow

$62M

Stock-Based Comp.

$11M

Balance Sheet

Total Assets

$2.1B

Total Liabilities

$1.6B

Stockholders' Equity

$461M

Cash & Equivalents

$155M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$130M	$122M	+6.5%
Gross Profit	$114M	$103M	+11.5%
Operating Income	$14M	$29M	-50.4%
Net Income	$10M	$21M	-51.9%