OPRT Q4 2018 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

Q4 2018 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$128M+107.6% YoY

Gross Profit

$118M92.3% margin

Operating Income

$35M27.2% margin

Net Income

$25M19.8% margin

EPS (Diluted)

$1.15

QoQ Revenue Growth

+5.1%

Cash Flow

Operating Cash Flow

$38M

Free Cash Flow

$30M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$1.7B

Total Liabilities

$1.4B

Stockholders' Equity

$347M

Cash & Equivalents

$70M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$128M	$62M	+107.6%
Gross Profit	$118M	$62M	+91.6%
Operating Income	$35M	-$3M	+1398.5%
Net Income	$25M	-$10M	+347.6%