OPRT Q3 2018 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

Q3 2018 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$122M+115.3% YoY

Gross Profit

$103M84.4% margin

Operating Income

$29M23.9% margin

Net Income

$21M17.1% margin

EPS (Diluted)

$0.94

QoQ Revenue Growth

-9.3%

Cash Flow

Operating Cash Flow

$29M

Free Cash Flow

$27M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$1.5B

Total Liabilities

$1.2B

Stockholders' Equity

$321M

Cash & Equivalents

$42M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$122M	$56M	+115.3%
Gross Profit	$103M	$56M	+81.7%
Operating Income	$29M	-$339,000	+8678.5%
Net Income	$21M	$550,000	+3688.9%