OPRT FY 2018 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

FY 2018 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$520M+44.2% YoY

Gross Profit

$457M87.9% margin

Operating Income

$170M32.7% margin

Net Income

$123M23.7% margin

EPS (Diluted)

$5.59

Cash Flow

Operating Cash Flow

$138M

Free Cash Flow

$120M

Stock-Based Comp.

$7M

Balance Sheet

Total Assets

$1.7B

Total Liabilities

$1.4B

Stockholders' Equity

$347M

Cash & Equivalents

$70M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$520M	$361M	+44.2%
Gross Profit	$457M	$226M	+102.2%
Operating Income	$170M	$2M	+8121.1%
Net Income	$123M	-$10M	+1309.0%