OPRT Q2 2025 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q2 2025 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$164M+43.6% YoY

Gross Profit

$105M63.7% margin

Operating Income

$10M6.2% margin

Net Income

$7M4.2% margin

EPS (Diluted)

$0.14

QoQ Revenue Growth

+0.5%

Cash Flow

Operating Cash Flow

$105M

Free Cash Flow

$110M

Stock-Based Comp.

$3M

Balance Sheet

Total Assets

$3.2B

Total Liabilities

$2.8B

Stockholders' Equity

$376M

Cash & Equivalents

$97M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$164M	$114M	+43.6%
Gross Profit	$105M	$60M	+74.2%
Operating Income	$10M	-$49M	+120.6%
Net Income	$7M	-$31M	+122.2%