OPRT Q3 2022 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q3 2022 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$174M+15.7% YoY

Gross Profit

$147M84.6% margin

Operating Income

-$112M-64.7% margin

Net Income

-$106M-60.9% margin

EPS (Diluted)

$-3.21

QoQ Revenue Growth

+7.0%

Cash Flow

Operating Cash Flow

$68M

Free Cash Flow

$54M

Stock-Based Comp.

$7M

Balance Sheet

Total Assets

$3.5B

Total Liabilities

$3.0B

Stockholders' Equity

$549M

Cash & Equivalents

$176M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$174M	$150M	+15.7%
Gross Profit	$147M	$140M	+5.3%
Operating Income	-$112M	$28M	-499.6%
Net Income	-$106M	$23M	-560.5%