OPRT Q2 2022 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q2 2022 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$162M+22.6% YoY

Gross Profit

$145M89.5% margin

Operating Income

-$13M-7.8% margin

Net Income

-$9M-5.6% margin

EPS (Diluted)

$-0.28

QoQ Revenue Growth

-25.8%

Cash Flow

Operating Cash Flow

$53M

Free Cash Flow

$40M

Stock-Based Comp.

$7M

Balance Sheet

Total Assets

$3.4B

Total Liabilities

$2.7B

Stockholders' Equity

$648M

Cash & Equivalents

$67M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$162M	$132M	+22.6%
Gross Profit	$145M	$120M	+20.8%
Operating Income	-$13M	$10M	-229.3%
Net Income	-$9M	$7M	-226.3%