OPRT Q4 2022 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q4 2022 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$179M+4.1% YoY

Gross Profit

$143M80.1% margin

Operating Income

-$8M-4.4% margin

Net Income

-$8M-4.7% margin

EPS (Diluted)

$-0.25

QoQ Revenue Growth

+3.1%

Cash Flow

Operating Cash Flow

$89M

Free Cash Flow

$76M

Stock-Based Comp.

$7M

Balance Sheet

Total Assets

$3.6B

Total Liabilities

$3.1B

Stockholders' Equity

$548M

Cash & Equivalents

$99M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$179M	$172M	+4.1%
Gross Profit	$143M	$161M	-10.6%
Operating Income	-$8M	$21M	-137.9%
Net Income	-$8M	$14M	-159.5%