OPRT Q3 2020 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

Q3 2020 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$107M-17.3% YoY

Gross Profit

$94M87.5% margin

Operating Income

-$8M-7.3% margin

Net Income

-$6M-5.6% margin

EPS (Diluted)

$-0.22

QoQ Revenue Growth

+75.0%

Cash Flow

Operating Cash Flow

$45M

Free Cash Flow

$40M

Stock-Based Comp.

$5M

Balance Sheet

Total Assets

$1.9B

Total Liabilities

$1.5B

Stockholders' Equity

$453M

Cash & Equivalents

$110M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$107M	$130M	-17.3%
Gross Profit	$94M	$114M	-18.1%
Operating Income	-$8M	$14M	-154.4%
Net Income	-$6M	$10M	-160.3%