OPRT Q2 2020 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

Q2 2020 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$61M-46.2% YoY

Gross Profit

$46M75.3% margin

Operating Income

-$47M-76.6% margin

Net Income

-$34M-55.9% margin

EPS (Diluted)

$-1.26

QoQ Revenue Growth

-36.9%

Cash Flow

Operating Cash Flow

$42M

Free Cash Flow

$35M

Stock-Based Comp.

$5M

Balance Sheet

Total Assets

$2.0B

Total Liabilities

$1.5B

Stockholders' Equity

$454M

Cash & Equivalents

$139M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$61M	$114M	-46.2%
Gross Profit	$46M	$102M	-54.8%
Operating Income	-$47M	$19M	-348.2%
Net Income	-$34M	$14M	-348.3%