OPRT Q4 2020 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$220M

Q4 2020 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$128M-12.7% YoY

Gross Profit

$115M89.5% margin

Operating Income

$15M11.4% margin

Net Income

$9M6.6% margin

EPS (Diluted)

$0.29

QoQ Revenue Growth

+19.6%

Cash Flow

Operating Cash Flow

$13M

Free Cash Flow

$7M

Stock-Based Comp.

$5M

Balance Sheet

Total Assets

$2.0B

Total Liabilities

$1.5B

Stockholders' Equity

$467M

Cash & Equivalents

$136M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$128M	$147M	-12.7%
Gross Profit	$115M	$132M	-12.9%
Operating Income	$15M	$31M	-52.9%
Net Income	$9M	$23M	-63.2%