OPRT Q2 2019 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

Q2 2019 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$114M-15.1% YoY

Gross Profit

$102M89.7% margin

Operating Income

$19M16.6% margin

Net Income

$14M12.1% margin

EPS (Diluted)

$0.52

QoQ Revenue Growth

+0.8%

Cash Flow

Operating Cash Flow

$52M

Free Cash Flow

$46M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$1.9B

Total Liabilities

$1.5B

Stockholders' Equity

$379M

Cash & Equivalents

$46M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$114M	$134M	-15.1%
Gross Profit	$102M	$119M	-14.0%
Operating Income	$19M	$54M	-64.9%
Net Income	$14M	$39M	-64.6%