OPRT Q1 2020 Earnings — Oportun Financial Corporation Revenue & Financial Results | Market Cap Arena

OPRTOportun Financial Corporation

$200M

Q1 2020 Earnings

Financial Services Financial - Credit Services

Income Statement

Revenue

$97M-14.1% YoY

Gross Profit

$81M83.1% margin

Operating Income

-$18M-18.6% margin

Net Income

-$13M-13.7% margin

EPS (Diluted)

$-0.49

QoQ Revenue Growth

-33.9%

Cash Flow

Operating Cash Flow

$52M

Free Cash Flow

$45M

Stock-Based Comp.

$4M

Balance Sheet

Total Assets

$2.1B

Total Liabilities

$1.6B

Stockholders' Equity

$484M

Cash & Equivalents

$145M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$97M	$113M	-14.1%
Gross Profit	$81M	$99M	-18.3%
Operating Income	-$18M	$20M	-190.2%
Net Income	-$13M	$15M	-191.0%