NU Q4 2025 Earnings — Nu Holdings Ltd. Revenue & Financial Results | Market Cap Arena

NUNu Holdings Ltd.

$73B

Q4 2025 Earnings

Financial Services Banks - Diversified

Income Statement

Revenue

$4.7B+64.6% YoY

Gross Profit

$2.1B44.3% margin

Operating Income

$1.1B22.9% margin

Net Income

$892M19.0% margin

EPS (Diluted)

$0.18

QoQ Revenue Growth

+17.5%

Cash Flow

Operating Cash Flow

$2.5B

Free Cash Flow

$2.5B

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$75.0B

Total Liabilities

$63.7B

Stockholders' Equity

$11.3B

Cash & Equivalents

$10.7B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$4.7B	$2.9B	+64.6%
Gross Profit	$2.1B	$1.3B	+59.7%
Operating Income	$1.1B	$767M	+40.4%
Net Income	$892M	$553M	+61.5%