NU Q3 2025 Earnings — Nu Holdings Ltd. Revenue & Financial Results | Market Cap Arena

NUNu Holdings Ltd.

$73B

Q3 2025 Earnings

Financial Services Banks - Diversified

Income Statement

Revenue

$4.0B+40.2% YoY

Gross Profit

$1.8B43.7% margin

Operating Income

$1.1B27.9% margin

Net Income

$782M19.5% margin

EPS (Diluted)

$0.16

QoQ Revenue Growth

+13.1%

Cash Flow

Operating Cash Flow

-$971M

Free Cash Flow

-$1.1B

Stock-Based Comp.

$74M

Balance Sheet

Total Assets

$68.4B

Total Liabilities

$57.8B

Stockholders' Equity

$10.6B

Cash & Equivalents

$17.3B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$4.0B	$2.9B	+40.2%
Gross Profit	$1.8B	$1.3B	+32.5%
Operating Income	$1.1B	$724M	+54.2%
Net Income	$782M	$553M	+41.4%