NIC Q3 2025 Earnings — Nicolet Bankshares, Inc. Revenue & Financial Results | Market Cap Arena

NICNicolet Bankshares, Inc.

$2B

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$144M+6.6% YoY

Gross Profit

$102M70.8% margin

Operating Income

$52M36.0% margin

Net Income

$42M29.0% margin

EPS (Diluted)

$2.72

QoQ Revenue Growth

+4.1%

Cash Flow

Operating Cash Flow

$46M

Free Cash Flow

$46M

Stock-Based Comp.

$2M

Balance Sheet

Total Assets

$9.0B

Total Liabilities

$7.8B

Stockholders' Equity

$1.2B

Cash & Equivalents

$474M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$144M	$135M	+6.6%
Gross Profit	$102M	$90M	+13.3%
Operating Income	$52M	$41M	+26.9%
Net Income	$42M	$33M	+28.4%

Revenue Segments

Investment Advisory, Management and Administrative Service

$8M57%

Credit and Debit Card

$4M28%

Deposit Account

$2M15%