NIC Q4 2025 Earnings — Nicolet Bankshares, Inc. Revenue & Financial Results | Market Cap Arena

NICNicolet Bankshares, Inc.

$2B

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$139M+5.2% YoY

Gross Profit

$99M71.2% margin

Operating Income

$50M36.0% margin

Net Income

$40M28.9% margin

EPS (Diluted)

$2.65

QoQ Revenue Growth

-3.1%

Cash Flow

Operating Cash Flow

$27M

Free Cash Flow

$26M

Stock-Based Comp.

$0

Balance Sheet

Total Assets

$9.2B

Total Liabilities

$7.9B

Stockholders' Equity

$1.3B

Cash & Equivalents

$660M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$139M	$132M	+5.2%
Gross Profit	$99M	$90M	+10.1%
Operating Income	$50M	$43M	+16.2%
Net Income	$40M	$34M	+16.9%

Revenue Segments

Investment Advisory, Management and Administrative Service

$8M59%

Credit and Debit Card

$4M27%

Deposit Account

$2M14%