IBOC Q4 2021 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q4 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$142M+2.6% YoY

Gross Profit

$133M93.4% margin

Operating Income

$71M50.1% margin

Net Income

$57M39.8% margin

EPS (Diluted)

$0.89

QoQ Revenue Growth

-4.3%

Cash Flow

Operating Cash Flow

$67M

Free Cash Flow

$63M

Stock-Based Comp.

$115,000

Balance Sheet

Total Assets

$16.0B

Total Liabilities

$13.7B

Stockholders' Equity

$2.3B

Cash & Equivalents

$3.2B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$142M	$138M	+2.6%
Gross Profit	$133M	$122M	+8.4%
Operating Income	$71M	$62M	+14.9%
Net Income	$57M	$48M	+17.2%

Revenue Segments

Services charges on deposit accounts

$18M54%

Other service charges, commissions and fees, Banking

$13M39%

Other service charges, commissions and fees, Non-banking

$2M6%