IBOC Q3 2021 Earnings — International Bancshares Corporation Revenue & Financial Results | Market Cap Arena

IBOCInternational Bancshares Corporation

$4B

Q3 2021 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$148M+5.9% YoY

Gross Profit

$139M93.6% margin

Operating Income

$69M46.6% margin

Net Income

$55M36.8% margin

EPS (Diluted)

$0.86

QoQ Revenue Growth

-24.2%

Cash Flow

Operating Cash Flow

$58M

Free Cash Flow

$57M

Stock-Based Comp.

$118,000

Balance Sheet

Total Assets

$15.7B

Total Liabilities

$13.4B

Stockholders' Equity

$2.3B

Cash & Equivalents

$2.3B

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$148M	$140M	+5.9%
Gross Profit	$139M	$123M	+12.8%
Operating Income	$69M	$53M	+30.3%
Net Income	$55M	$43M	+27.7%

Revenue Segments

Services charges on deposit accounts

$17M49%

Other service charges, commissions and fees, Banking

$16M45%

Other service charges, commissions and fees, Non-banking

$2M6%