HFWA Q3 2025 Earnings — Heritage Financial Corporation Revenue & Financial Results | Market Cap Arena

HFWAHeritage Financial Corporation

$864M

Q3 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$88M+7.6% YoY

Gross Profit

$64M72.8% margin

Operating Income

$22M25.4% margin

Net Income

$19M21.8% margin

EPS (Diluted)

$0.56

QoQ Revenue Growth

+9.8%

Cash Flow

Operating Cash Flow

$25M

Free Cash Flow

$24M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$7.0B

Total Liabilities

$6.1B

Stockholders' Equity

$904M

Cash & Equivalents

$245M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$88M	$82M	+7.6%
Gross Profit	$64M	$52M	+22.1%
Operating Income	$22M	$13M	+70.7%
Net Income	$19M	$11M	+67.8%

Revenue Segments

Deposit Account

$3M58%

Credit and Debit Card

$2M42%