HFWA Q4 2025 Earnings — Heritage Financial Corporation Revenue & Financial Results | Market Cap Arena

HFWAHeritage Financial Corporation

$864M

Q4 2025 Earnings

Financial Services Banks - Regional

Income Statement

Revenue

$87M+5.6% YoY

Gross Profit

$66M76.4% margin

Operating Income

$25M28.6% margin

Net Income

$22M25.6% margin

EPS (Diluted)

$0.65

QoQ Revenue Growth

-1.1%

Cash Flow

Operating Cash Flow

-$26M

Free Cash Flow

-$30M

Stock-Based Comp.

$1M

Balance Sheet

Total Assets

$7.0B

Total Liabilities

$6.0B

Stockholders' Equity

$922M

Cash & Equivalents

$53M

Year-over-Year Comparison

Metric	Current	Year Ago	Change
Revenue	$87M	$82M	+5.6%
Gross Profit	$66M	$56M	+18.8%
Operating Income	$25M	$16M	+52.3%
Net Income	$22M	$12M	+86.4%

Revenue Segments

Deposit Account

$3M63%

Credit and Debit Card

$2M37%